Financing Made Easy
Get on the road with a new golf cart and a payment plan that fits your life. Our partnership with Marine Credit Union makes securing a loan fast and stress-free, with terms you can feel good about.
How It Works
Simple, Step-by-Step Financing
Prequalify Online
Find your options with no impact on your credit score.
Apply with Marine Credit Union
Complete your application from your phone or computer.
Finalize Your Purchase
Sign the paperwork and drive away in your new EV golf cart!
I Couldn't Afford It Without You
"We've been wanting an EV golf cart for years, but the cost was always a hurdle. The team at Small Town EV and their partnership with Marine Credit Union made it happen."
Quick and Easy Process
"I was dreading the financing paperwork, but Small Town EV made it so simple. The online application was fast, and the pre-approval process was a breeze."
Friendly and Helpful Staff
"The staff at Small Town EV went above and beyond to help me with the financing. They answered all my questions about the loan options and made me feel completely comfortable."
Seamless From App to Pickup
"From submitting the application to driving off the lot, everything was smooth and stress-free. Rates were clear, and the monthly payment works for us."
Got Questions?
What are the requirements for financing a golf cart?
Generally, you’ll need a valid photo ID, proof of income, and a social security number or other tax ID. Having a down payment can also help lower your monthly payments.
What kind of credit score do I need to get financed?
We offer financing options for a wide range of credit scores, including good, fair, and even limited credit. Our goal is to find a solution that works for you, so we encourage everyone to apply.
How long does the application process take?
Our online pre-qualification is instant! Once you’ve completed the full application, you can often get an approval decision from Marine Credit Union in as little as a few hours.
Can I get financing for a used golf cart?
Are there any prepayment penalties?
Our financing options through Marine Credit Union do not have any prepayment penalties. You can pay off your loan at any time, saving you money on interest.
Stop Waiting. Start Driving.